WeVote
Log In

Bill

Bill

HD 2560

An Act relative to insurance coverage of hearing aids

194th Legislature (2025-2026) Introduced by Sean Garballey and 6 co-sponsors

Massachusetts bill requiring health insurers to cover hearing aids, improving access for residents with hearing loss and reducing out-of-pocket expenses.

0
WeVote Research Nonpartisan
Bill Summary · HD 2560

Legislative bill overview

HD 2560 requires health insurance plans in Massachusetts to cover hearing aids as a benefit for enrollees who need them. The bill aims to remove financial barriers to hearing aid access by mandating insurance coverage rather than leaving it to individual plan discretion or out-of-pocket payment.

Why is this important

Hearing loss affects millions of Americans and untreated hearing loss is linked to cognitive decline, social isolation, and reduced quality of life. Hearing aids are often prohibitively expensive ($2,000-$6,000+ per pair), making insurance coverage a significant accessibility issue for middle and lower-income residents who might otherwise forgo treatment.

Potential points of contention

  • Insurance cost impact: Insurers may argue that mandatory coverage increases premiums for all enrollees, potentially raising healthcare costs across the market
  • Coverage scope ambiguity: Questions remain about what constitutes covered hearing aids, replacement frequency, bilateral vs. unilateral coverage, and fitting/maintenance costs
  • Pre-existing condition implications: Unclear whether the mandate applies equally to all enrollees or creates different categories based on when hearing loss develops

Compiled from official sources — confirm details with the bill’s official record.

Sign in to ask a question.