WeVote
Log In

Bill

Bill

H 1200

An Act relative to electronic automobile insurance charges

194th Legislature (2025-2026) Introduced by Kim Ferguson and 6 co-sponsors

Massachusetts bill regulates how auto insurers charge customers for electronic insurance services to ensure transparency and prevent discriminatory pricing practices.

Accompanied a study order, see H4777
0
WeVote Research Nonpartisan
Bill Summary · H 1200

Legislative bill overview

H 1200 addresses how insurance companies charge customers for electronic automobile insurance policies and services in Massachusetts. The bill appears designed to regulate or standardize electronic charges, though specific provisions aren't detailed in the available legislative actions. It has been referred to the Financial Services Committee and had a hearing scheduled in late May 2025.

Why is this important

Auto insurance is a mandatory expense for Massachusetts drivers, affecting millions of residents and their household budgets. Electronic service charges and digital fees have become increasingly common in the insurance industry, making transparency and fairness in these charges a consumer protection issue. Regulating how insurers assess electronic charges could prevent discriminatory pricing or hidden fees in a critical financial product.

Potential points of contention

  • Definition and scope of "electronic charges": Disagreement likely exists over what qualifies as an electronic charge versus standard policy administration costs, and whether all digital services should be included
  • Impact on insurers vs. consumer protection: Insurance companies may argue regulation increases operational costs and reduces innovation, while consumer advocates push for transparency and affordability
  • Equity concerns: Questions about whether electronic charges disproportionately burden lower-income customers who may be charged more for digital-only or payment plan options

Compiled from official sources — confirm details with the bill’s official record.

Sign in to ask a question.