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HD 2603

An Act relative to colorectal and breast cancer screenings

194th Legislature (2025-2026) Introduced by Ted Philips

Massachusetts bill eliminates copays and deductibles for colorectal and breast cancer screenings to improve early detection and increase preventive care access.

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WeVote Research Nonpartisan
Bill Summary · HD 2603

Legislative bill overview

HD 2603 requires health insurance plans in Massachusetts to cover colorectal and breast cancer screenings without cost-sharing (copays, coinsurance, deductibles). The bill ensures these preventive screenings are accessible to insured individuals regardless of their ability to pay out-of-pocket expenses at the time of service.

Why is this important

Early detection through screening significantly improves treatment outcomes and survival rates for both colorectal and breast cancers. Removing financial barriers to screening can increase participation rates among populations that might otherwise delay or skip preventive care due to cost concerns, potentially catching cancers at earlier, more treatable stages.

Potential points of contention

  • Insurance premium impacts: Insurers may argue that eliminating cost-sharing for these screenings could increase premiums for all policyholders, creating costs for those who don't use these services
  • Scope limitations: The bill may not address screening access for uninsured or underinsured Massachusetts residents, leaving coverage gaps
  • Age and frequency specifications: Unclear whether the bill defines which age groups qualify and screening frequency thresholds, which could affect implementation costs and insurer compliance

Compiled from official sources — confirm details with the bill’s official record.

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