WeVote
Log In

Bill

Bill

HB 302

An Act relating to travel insurance; relating to the business of insurance; relating to exceptions to prohibited rebates; relating to the powers of the director of the division of insurance; relating to prohibited practices in the advertisement of insurance; relating to unemployment benefits; and providing for an effective date.

34th Legislature (2025-2026) Introduced by Ted Eischeid and 3 co-sponsors

Alaska HB 302 establishes travel insurance regulations to define coverage standards, consumer protections, and licensing requirements for travel insurance products and providers.

(H) EFFECTIVE DATE(S) OF LAW SEE CHAPTER
#advertising #business #claims #consumeraffairs #contracts #insurance #liability #motorvehicles #sales #tourism #tradepractices #transportation #employment #labor #salaries&allowances #wages
0
WeVote Research Nonpartisan
Bill Summary · HB 302

Legislative bill overview

HB 302 is an Alaska bill relating to travel insurance that was recently introduced by Representative Carolyn Hall. The bill has been referred to the House Labor & Commerce Committee and the Finance Committee for review. Without access to the full bill text, the specific provisions—such as coverage requirements, licensing standards, or consumer protections—cannot be detailed.

Why this is important

Travel insurance affects consumers planning trips, travel agencies selling policies, and insurance companies offering coverage. Legislation in this area typically addresses consumer protections, premium transparency, claim procedures, and regulatory oversight. Alaska's tourism industry and resident travelers have direct stakes in how travel insurance is regulated.

Potential points of contention

  • Regulatory burden vs. consumer protection: Stricter requirements may increase costs for travel insurance providers and consumers, or conversely, minimal regulation may leave travelers vulnerable to inadequate coverage
  • Insurance company compliance: Existing insurers and new market entrants may face different compliance costs depending on licensing and approval thresholds
  • Scope of coverage disputes: Disagreement over what events should be covered (cancellation, medical emergencies, natural disasters, etc.) and at what price points

Compiled from official sources — confirm details with the bill’s official record.

Sign in to ask a question.