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SB 3091

AN ACT RELATING TO STATE AFFAIRS AND GOVERNMENT -- THE RHODE ISLAND HEALTH CARE REFORM ACT OF 2004 -- HEALTH INSURANCE OVERSIGHT

2026 Regular Session Introduced by Jake Bissaillon and 3 co-sponsors

Rhode Island health care reform bill establishes or modifies health insurance oversight mechanisms to regulate insurers and protect consumers in the state insurance market.

04/07/2026 Committee recommended measure be held for further study
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Bill Summary · SB 3091

Legislative bill overview

SB 3091 is a health care reform bill introduced in Rhode Island that addresses health insurance oversight and regulation. The bill was referred to the Senate Health and Human Services Committee in March 2026 and is scheduled for hearing in April 2026. The specific provisions are not detailed in the provided action summary, making full assessment of its scope difficult.

Why is this important

Health insurance oversight directly affects healthcare access, affordability, and consumer protections for Rhode Island residents. Reform in this area can influence insurance market competition, premium rates, coverage requirements, and the state's ability to regulate insurers operating within its borders.

Potential points of contention

  • Scope of regulatory authority – Questions may arise about whether the bill expands or contracts state oversight powers over insurers, affecting market competition versus consumer protection balance
  • Coverage mandates and costs – Any new insurance requirements could increase premiums for consumers or impose compliance costs on insurers, creating tension between consumer protection and affordability
  • Industry impact – Insurers operating in Rhode Island may resist regulations perceived as burdensome, while consumer advocates may argue reforms don't go far enough

Compiled from official sources — confirm details with the bill’s official record.

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