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HB 7762

AN ACT RELATING TO PROPERTY -- FAIR CHANCE IN HOUSING CREDIT REPORTS ACT

2026 Regular Session Introduced by Karen Alzate and 9 co-sponsors

Restricts Rhode Island landlords from using criminal history and certain credit factors in tenant screening to expand housing access for people with records or poor credit.

03/18/2026 Committee recommended measure be held for further study
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Bill Summary · HB 7762

Legislative bill overview

HB 7762, the Fair Chance in Housing Credit Reports Act, would restrict how landlords and property managers can use criminal history and certain financial information when making rental decisions in Rhode Island. The bill aims to provide housing opportunities for individuals with past criminal convictions or negative credit histories by limiting the weight given to such factors in tenant screening.

Why is this important

Housing discrimination based on criminal history or credit scores can perpetuate cycles of poverty and recidivism, as formerly incarcerated individuals struggle to secure stable housing—a critical factor in successful reentry. This legislation reflects a broader "fair chance" movement aimed at reducing barriers to employment, housing, and economic stability for people with criminal records.

Potential points of contention

  • Business concerns: Landlords argue that criminal history and credit scores are important risk-assessment tools; restricting access to this information may increase default rates and property damage liability.
  • Scope and definitions: The bill's specific restrictions are unclear from the title alone—questions remain about which crimes are excluded, what credit factors are prohibited, and whether exemptions exist for certain housing types.
  • Implementation challenges: Enforcing such restrictions requires clear compliance mechanisms and potential legal exposure for property managers who inadvertently consider prohibited information during tenant selection.

Compiled from official sources — confirm details with the bill’s official record.

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