Expands Michigan sentencing guidelines to cover listed money-transmission and finance offenses, applying guideline ranges to these felonies (contingent on a companion bill).

Aligns the Consumer Financial Services Act with the Money Transmission Modernization Act, shifting money-transmission oversight to DIFS and updating bonds and net-worth rules.

Local master plans must assess housing demand and set policies for diverse, affordable housing; planning commissions must prioritize housing interests in long-range planning.

Creates a state housing land bank run by RI Housing to acquire, hold, and transfer land for affordable housing, with public inventory and municipal surplus-land reporting.