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Bill

HB 7278

AN ACT RELATING TO INSURANCE -- TELEMEDICINE COVERAGE ACT

2026 Regular Session Introduced by Jon Brien and 9 co-sponsors

Rhode Island mandates health insurance plans cover telemedicine services at parity with in-person visits to expand healthcare access and affordability.

04/14/2026 Committee recommended measure be held for further study
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Bill Summary · HB 7278

Legislative bill overview

HB 7278 mandates that health insurance plans in Rhode Island cover telemedicine services at parity with in-person medical visits. The bill requires insurers to include telemedicine as a covered service and establishes requirements for how these services are reimbursed and regulated.

Why is this important

Telemedicine access directly affects healthcare affordability and availability, particularly for rural residents, those with mobility limitations, and patients in underserved areas. Insurance coverage requirements determine whether telemedicine remains a premium service or becomes accessible to broader populations with standard health plans.

Potential points of contention

  • Cost implications: Insurers may argue expanded telemedicine coverage increases overall premiums; proponents counter that virtual care reduces emergency room usage and improves preventive care
  • Provider reimbursement rates: Determining whether telemedicine should be reimbursed identically to in-person visits could affect which providers participate and service quality
  • Medical necessity standards: Defining which conditions qualify for telemedicine versus requiring in-person evaluation involves clinical judgment disputes between insurers, providers, and regulators

Compiled from official sources — confirm details with the bill’s official record.

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