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Bill

SB 463

AN ACT RELATING TO INSURANCE -- HEALTH CARE ACCESSIBILITY AND QUALITY ASSURANCE ACT

2025 Regular Session Introduced by Pete Appollonio and 8 co-sponsors

Rhode Island bill establishing healthcare accessibility and insurance quality standards; currently in committee review phase.

03/11/2025 Committee recommended measure be held for further study
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Bill Summary · SB 463

Legislative bill overview

SB 463 establishes a Health Care Accessibility and Quality Assurance Act in Rhode Island, focused on improving insurance coverage for healthcare services and ensuring quality standards. The bill was introduced in February 2025 and referred to the Senate Health and Human Services Committee, where it received a recommendation for further study in March.

Why is this important

Healthcare accessibility and insurance quality directly affect residents' ability to afford and receive medical care. This type of legislation can influence insurance plan requirements, out-of-pocket costs, provider networks, and quality metrics that impact thousands of Rhode Island residents and healthcare providers.

Potential points of contention

  • Insurance mandate scope: Determining which specific services or treatments insurers must cover can increase premiums or limit insurer flexibility, creating tension between consumer access and cost control
  • Quality assurance standards: Defining measurable quality metrics and enforcement mechanisms may impose administrative burdens on insurers and providers with unclear cost-benefit outcomes
  • Market impact: Stricter regulations could affect insurance competition, affordability, and insurer participation in the Rhode Island market

Compiled from official sources — confirm details with the bill’s official record.

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