Bill
HB 5628
Overview: HB 5628 - AN ACT RELATING TO INSURANCE -- ACCIDENT AND SICKNESS INSURANCE POLICIESStatus: 04/01/2025 Committee recommended measure be held for further studyIntroduced: Ma
Overview: HB 5628 - AN ACT RELATING TO INSURANCE -- ACCIDENT AND SICKNESS INSURANCE POLICIES
Status: 04/01/2025 Committee recommended measure be held for further study
Introduced: March 14, 2025
Purpose and Intent: The bill aims to expand access to accident and sickness insurance policies by requiring insurers to offer coverage options that are more affordable and accessible to individuals and small businesses.
Key Provisions:
- Mandates insurers to provide a basic, standardized accident and sickness insurance plan with essential health benefits
- Requires insurers to offer premium discounts for individuals and small businesses that meet certain wellness and preventive care criteria
- Prohibits insurers from denying coverage or charging higher premiums based on pre-existing conditions
- Allows individuals to purchase accident and sickness insurance across state lines
Affected Parties and Impacts:
- Individuals and small businesses seeking more affordable accident and sickness insurance options
- Insurers required to offer the standardized basic plan and provide premium discounts
- Consumers with pre-existing conditions who will have improved access to coverage
Procedural and Timeline Considerations:
The bill is currently being held for further study by the committee. If passed, the new insurance requirements would take effect 12 months after the bill's enactment.
Compiled from official sources — confirm details with the bill’s official record.
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