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Bill

HD 2745

An Act providing for certain health insurance coverage

194th Legislature (2025-2026) Introduced by Sean Garballey and 1 co-sponsor

Massachusetts bill requiring health insurers to expand coverage of specific health services, potentially increasing access but raising concerns about premium costs and plan design flexibility.

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WeVote Research Nonpartisan
Bill Summary · HD 2745

Legislative bill overview

HD 2745 requires health insurance plans in Massachusetts to cover certain health services and treatments. The bill specifies expanded coverage requirements for specific medical procedures or preventive care measures. The exact scope depends on amendments and final language, but generally mandates insurers include previously excluded or limited services in their plans.

Why is this important

Expanded health insurance coverage directly affects patient access to medical care and out-of-pocket costs for Massachusetts residents. This impacts insurance premiums, deductibles, and which treatments insurers must fund, influencing both individual healthcare affordability and the state's overall healthcare costs.

Potential points of contention

  • Coverage costs: Insurers may argue expanded mandates increase premium prices for all policyholders, potentially pricing coverage out of reach for some
  • Specific services unclear: Without knowing which exact services are covered, stakeholders debate whether additions represent necessary care or unnecessary expansion
  • Insurer flexibility: Debate over whether mandates restrict insurers' ability to design affordable plan options at different benefit levels

Compiled from official sources — confirm details with the bill’s official record.

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