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HD 2566

An Act protecting patients from surprise bills related to emergency ambulance service

194th Legislature (2025-2026) Introduced by Sally Kerans and 1 co-sponsor

Bill prohibits surprise ambulance bills for emergency services, ensuring patients won't face unexpected out-of-network charges for medically necessary emergency transport.

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Bill Summary · HD 2566

Legislative bill overview

HD 2566 prohibits ambulance providers from issuing surprise bills to patients for emergency ambulance services, requiring that emergency ambulance transport be covered without unexpected out-of-pocket costs to patients. The bill aims to protect patients from high, unanticipated medical bills resulting from emergency situations where individuals have no ability to choose their ambulance provider.

Why this is important

Emergency ambulance services are often the only transportation option during life-threatening situations, leaving patients unable to shop for in-network providers or negotiate costs in advance. Surprise ambulance bills can range from hundreds to thousands of dollars and frequently occur when ambulances are operated by private providers outside a patient's insurance network, creating significant financial hardship during already traumatic medical events.

Potential points of contention

  • Insurance network requirements: Unclear whether the bill mandates insurers cover all ambulance providers equally or if it requires ambulance services to join insurance networks, which may face resistance from private ambulance operators
  • Cost allocation: Debate over whether costs should be absorbed by insurers, ambulance providers, municipalities, or patients through higher premiums or taxes
  • Rural and suburban implementation: Different ambulance service structures (volunteer, municipal, private) across regions may face varying compliance challenges and may argue the bill doesn't account for operational differences

Compiled from official sources — confirm details with the bill’s official record.

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