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SB 450

AN ACT DEFINING BREAST ULTRASOUND AS A SCREENING PROCEDURE FOR INSUREDS.

2025 Regular Session Introduced by Saud Anwar

Connecticut bill reclassifies breast ultrasound as covered preventive screening under insurance, expanding access but increasing premiums for all policyholders.

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Bill Summary · SB 450

Legislative bill overview

SB 450 would legally define breast ultrasound as a covered screening procedure under insurance policies in Connecticut. This classification would require insurance plans to cover breast ultrasound as a preventive screening tool, similar to mammography, rather than treating it as a diagnostic or elective procedure.

Why is this important

Insurance coverage classification directly affects patient access and out-of-pocket costs. Women with dense breast tissue or those at higher risk for breast cancer may benefit from supplemental ultrasound screening, but it is often not covered by insurance. This bill could expand screening options and reduce financial barriers to detection, though it also increases insurance costs that may be passed to consumers.

Potential points of contention

  • Cost implications: Mandating ultrasound coverage will increase insurance premiums for all policyholders, even those who may not need or use the service
  • Medical evidence uncertainty: Medical organizations have mixed guidance on routine ultrasound screening effectiveness compared to mammography alone, raising questions about whether this should be universally mandated
  • Insurance market impact: Smaller insurers or plans may face disproportionate financial burden, potentially reducing plan options or competitiveness in Connecticut's insurance market

Compiled from official sources — confirm details with the bill’s official record.

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