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HD 3724

An Act creating fairness in workers' compensation disfigurement benefits

194th Legislature (2025-2026) Introduced by Sean Garballey and 1 co-sponsor

Massachusetts bill reforms workers' compensation disfigurement benefits to provide fairer, updated payments for workers with permanent visible injuries.

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Bill Summary · HD 3724

Legislative bill overview

HD 3724 seeks to reform Massachusetts workers' compensation law by adjusting how disfigurement benefits are calculated and distributed to injured workers. The bill addresses disparities in compensation for workers who suffer permanent disfigurement injuries, particularly those affecting visible body parts. This represents an effort to modernize workers' compensation standards that may not have been updated in decades.

Why is this important

Workers' compensation disfigurement benefits directly affect financial security for injured workers dealing with permanent visible injuries, which can impact employability and quality of life. The bill recognizes that current benefit structures may inadequately compensate for the documented psychological, social, and economic consequences of visible disfigurement. Modernizing these standards could set a precedent for other states and affect how insurers calculate liability.

Potential points of contention

  • Cost impact on employers and insurers: Increased or restructured disfigurement benefits will raise workers' compensation insurance costs, potentially affecting small businesses and premium rates across industries
  • Definition and measurement challenges: Determining what constitutes compensable "disfigurement" and establishing objective standards is difficult; the bill's specific criteria could create disputes and litigation
  • Equity concerns: Changes benefiting visible disfigurement may create tension with workers suffering non-visible but equally disabling injuries, raising questions about fairness across injury types

Compiled from official sources — confirm details with the bill’s official record.

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