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CA

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HB 6145

AN ACT CONCERNING MENTAL HEALTH AND SUBSTANCE USE PARITY, COMPLIANCE AND TRANSPARENCY.

2025 Regular Session Introduced by Chris Aniskovich and 71 co-sponsors

Connecticut bill requiring health insurers to demonstrate mental health and substance use disorder coverage parity through compliance reporting and transparency mechanisms to improve access to behavioral health treatment.

REF. TO JOINT COMM. ON Insurance and Real Estate
#alcoholism #drugabusetreatment #healthinsurance #mentalhealth
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Bill Summary · HB 6145

Legislative bill overview

HB 6145 addresses mental health and substance use parity by establishing compliance and transparency requirements for health insurers in Connecticut. The bill aims to ensure that insurance coverage for mental health and substance use disorder treatment is on par with coverage for physical health conditions, and requires insurers to demonstrate compliance through reporting mechanisms.

Why is this important

Mental health and substance use parity laws have existed at federal and state levels, but enforcement gaps and lack of transparency have allowed insurers to effectively deny or limit access to behavioral health care. This bill attempts to close those gaps by creating accountability mechanisms and public visibility into whether insurers are actually following parity requirements, potentially improving access to critical treatment services for Connecticut residents.

Potential points of contention

  • Implementation costs: Health insurers may argue that enhanced compliance reporting and transparency requirements create administrative burdens and increase premiums for consumers
  • Scope and enforcement: Disagreement likely exists over what constitutes true parity (equal coverage, equal access, equal cost-sharing) and how violations should be penalized
  • Provider network adequacy: The bill may not address the related issue of insufficient mental health providers in-network, which limits access even when coverage is theoretically adequate

Compiled from official sources — confirm details with the bill’s official record.

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