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Bill

SB 117

AN ACT AMEND TITLE 18 AND TITLE 29 OF THE DELAWARE CODE RELATING TO HEARING AID COVERAGE FOR INDIVIDUALS YOUNGER THAN 24 YEARS OLD.

153rd General Assembly (2025-2026) Introduced by Eric Morrison and 4 co-sponsors

Delaware legislation requires health insurers to cover hearing aids for people under 24 to improve access to critical devices during developmental years.

Introduced and Assigned to Banking, Business, Insurance & Technology Committee in Senate
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Bill Summary · SB 117

Legislative bill overview

SB 117 amends Delaware law to expand hearing aid coverage requirements for individuals under 24 years old. The bill modifies insurance regulations in Title 18 and Title 29 of the Delaware Code to mandate or enhance coverage for this younger demographic. The specific mechanisms and scope of required coverage are not detailed in the bill title alone.

Why is this important

Hearing aids are expensive medical devices (typically $1,000-$6,000 per pair), and cost is a primary barrier preventing young people from accessing them. Early intervention with hearing aid technology is critical for children and young adults, as untreated hearing loss during developmental years can impair speech development, educational achievement, and social integration. Ensuring coverage for this age group could significantly improve long-term outcomes for deaf and hard-of-hearing youth.

Potential points of contention

  • Insurance cost burden: Insurers may argue that mandated hearing aid coverage increases premium costs for all policyholders, potentially making coverage more expensive overall
  • Age cutoff specificity: The choice of age 24 as the threshold may be questioned—some argue coverage should extend to all ages, while others may question why this specific age was selected
  • Coverage scope ambiguity: Without seeing the full bill text, it's unclear whether it covers all types of hearing aids, replacement schedules, or only certain age ranges within the under-24 category, leaving room for implementation disputes

Compiled from official sources — confirm details with the bill’s official record.

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