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Bill

Bill

A 3028

Allows domestic insurers to make certain records available by electronic means

2025 Regular Session Introduced by Erik Dilan and 1 co-sponsor

Bill A 3028 allows domestic insurers to share records electronically, improving access for consumers and streamlining operations while ensuring data security compliance.

SIGNED CHAP.446
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WeVote Research Nonpartisan
Bill Summary · A 3028

Summary of Bill A 3028

Bill Overview

  • Bill Number: A 3028
  • Title: Allows domestic insurers to make certain records available by electronic means
  • Status: Signed into law as Chapter 446
  • Introduced On: January 23, 2025

Purpose and Intent

The primary purpose of Bill A 3028 is to modernize the way domestic insurers manage and share their records. By allowing these records to be made available electronically, the bill aims to enhance efficiency, reduce paperwork, and improve accessibility for both insurers and policyholders.

Key Provisions

  • Electronic Record Availability: The bill permits domestic insurers to provide certain records electronically, which may include policy documents, claims information, and other relevant data.
  • Compliance with Regulations: Insurers must ensure that electronic records comply with existing regulations regarding data security and privacy.
  • Consumer Access: The legislation is designed to facilitate easier access for consumers to their insurance records, potentially leading to improved customer service and satisfaction.

Impact

  • Insurers: Domestic insurance companies will benefit from reduced administrative burdens associated with paper record-keeping and will be able to streamline their operations.
  • Consumers: Policyholders will have improved access to their records, which can enhance transparency and facilitate better decision-making regarding their insurance needs.
  • Regulatory Bodies: The bill may require updates to existing regulations to accommodate the electronic distribution of records, ensuring that consumer protections remain intact.

Legislative Timeline

  • January 23, 2025: Bill introduced and referred to the Insurance Committee.
  • February 24, 2025: Bill reported out of committee.
  • February 27, 2025: Advanced to third reading in the Assembly.
  • March 3, 2025: Passed in the Assembly and delivered to the Senate.
  • May 22, 2025: Passed in the Senate, substituted for S4674A, and returned to the Assembly.
  • October 9, 2025: Delivered to the Governor.
  • October 16, 2025: Signed into law as Chapter 446.

Related Legislation

  • S 4330, A 8174, A 2387: Prior-session bills that may have addressed similar issues.
  • S 4674: Companion bill that aligns with the objectives of A 3028.

This summary provides a concise overview of Bill A 3028, highlighting its purpose, key provisions, and the potential impact on insurers and consumers alike. The bill represents a significant step towards modernizing the insurance industry's record-keeping practices.

Compiled from official sources — confirm details with the bill’s official record.

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