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Bill

HF 436

A bill for an act relating to child restraint systems by excluding purchases from the sales and use tax and by including the value in the loss calculations for specified insurance settlements of automobiles, and including applicability provisions.

2025-2026 Regular Session Introduced by Eddie Andrews and 15 co-sponsors

HF 436 requires including the value of any child restraint system inside a car when computing insurance settlements for partial or total losses, effective July 1, 2025.

Subcommittee recommends passage.
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WeVote Research Nonpartisan
Bill Summary · HF 436

HF 436 — Summary

A bill to adjust treatment of child restraint systems in two areas—sales/use tax and automobile insurance settlements—along with applicability details. The introduced text primarily addresses insurance settlement loss calculations and applicability; the sales/use tax provision is referenced by the bill’s title but not detailed in the provided language.

Purpose and intent

  • Align how child restraint systems (CRS) are treated in the context of automobile insurance settlements, by requiring the value of CRS located in an automobile at the time of partial or total loss to be included in loss calculations.
  • The bill’s title also indicates an intent to exclude purchases of child restraint systems from sales and use tax, though the specific sales tax text is not included in the introduced content provided.
  • Establish clear definitions and applicability to certain automobiles and loss events.

Key provisions (as introduced)

  • Insurance settlements (Division II – INSURANCE SETTLEMENTS):
    • Require a person to include the value of any child restraint system located in an automobile at the time the automobile incurs a partial or total loss.
    • Applies to automobile losses for automobiles that are subject to a partial or total loss occurring on or after July 1, 2025.
  • Definitions:
    • “Automobile” means a motor vehicle designed primarily for carrying nine passengers or less, excluding motorcycles and motorized bicycles.
    • “Child restraint system” means a specially designed seating system, including a belt-positioning seat or a booster seat, that meets federal motor vehicle safety standards set forth in 49 C.F.R. § 571.213.
  • Sales/Use tax provision (referenced in the title):
    • The title indicates excluding purchases of child restraint systems from sales and use tax. The specific text implementing this exclusion is not provided in the introduced content.

Definitions (for clarity)

  • Automobiles affected by the insurance-settlement provision are limited to those designed for nine or fewer passengers (excluding motorcycles and motorized bicycles).
  • A CRS is any belt-positioning seat or booster seat meeting the applicable federal safety standards.

Who is affected

  • Vehicle owners and insurers handling partial or total losses for small passenger vehicles.
  • Households purchasing child restraint systems (subject to any sales/use tax policy included in the final bill text).
  • Insurance claim processes and settlement calculations beginning with loss events on or after July 1, 2025.

Procedural and timeline details

  • Introduced: February 17, 2025.
  • Subcommittee actions:
    • February 26, 2025: Subcommittee members listed (Young, Jones, Judge).
    • March 11, 2025: Subcommittee recommends passage (action date reflected in updated status).
  • Status: Subcommittee recommends passage (as of March 11, 2025).
  • Next steps: If advanced, the bill would proceed to the full committee and then to the floor for debate and passage, subject to legislative scheduling.

Sponsors

  • Primary sponsors include Henderson, Moore, Andrews, Weldon, Sitzmann, Ingels, Hayes, Golding, Dunwell, Thompson, Fett, Gehlbach, Young, Gerhold, Collins, and Bradley, among others.

If you’d like, I can add a brief potential impact analysis (focusing on tax implications and insurance-claim processing) once the final text for the sales/use tax exemption is available.

Compiled from official sources — confirm details with the bill’s official record.

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