Bill
AB 815
AB 815 reclassifies vehicles for California insurance purposes, potentially altering premiums and coverage categories statewide based on new vehicle categorization criteria.
AB 815 modifies how California classifies vehicles for insurance purposes, establishing new criteria for determining insurance rates and coverage categories. The bill, sponsored by Assemblymember Liz Ortega, was signed into law in October 2025 and became Chapter 713 of the 2025 Statutes.
Vehicle classification directly affects insurance premiums paid by California drivers—potentially making insurance more or less affordable depending on how their vehicles are categorized. The reclassification could shift costs between different vehicle types and driver demographics, impacting both consumer expenses and insurance company rate structures across the state.
Compiled from official sources — confirm details with the bill’s official record.
Sign in to ask a question.
