Bill
HB 2647
Arizona HB 2647 lets landlords offer tenants the option to report rent payments to credit agencies, with annual written offers, fees capped, and a six-month opt-out rule.
Note: The provided document appears to contain two different bills that share the same bill number in different jurisdictions. One is an Arizona bill amending the Residential Landlord and Tenant Act to allow reporting rental payments to consumer credit reporting agencies. The other is an Illinois amendment to the Public Community College Act requiring community colleges to offer a “small business leadership fast‑track” program for women who want to become contractors in trade fields. Each is summarized separately below. Please verify the jurisdiction and official text with the applicable state legislature for final use.
Status: Introduced Feb 11, 2025; Referred to Rules Committee.
Purpose: Authorize and regulate an option for landlords to offer to report tenants’ rental payment history to consumer credit reporting agencies.
Key provisions
- New Arizona Revised Statutes section: 33-1314.02 added to Title 33, Chapter 10.
- Landlord obligation to offer: At the beginning of a tenancy and once each year thereafter, a landlord must offer the tenant the option to have the landlord report the tenant’s rental payments to a consumer credit reporting agency.
- Offer must be written and include:
1. That reporting is optional.
2. The name of the credit reporting agency to which payments will be reported.
3. That all payments (timely, late, or missed) will be reported.
4. Any fee amount the landlord will charge (see below).
5. That tenants may opt in at any time after the initial offer.
6. That tenants may stop reporting at any time but cannot resume for at least six months after opting out.
7. Instructions on how to opt out.
8. A signature/date block to accept the offer.
- Timing and forms: A landlord may not accept a written election at the moment of offering, but the tenant may submit the election at any later time and request additional copies.
- Fee: Landlord may charge a fee not to exceed the lesser of the landlord’s actual cost to provide reporting or $10 per month.
- Payment or nonpayment of this fee may NOT be reported to the credit agency.
- Nonpayment of the fee is not considered nonpayment of rent, cannot be used to terminate the rental agreement, and may not be deducted from the security deposit.
- If nonpayment of the fee continues for more than 30 days the landlord may stop reporting the rental payments.
- Opt-out: Tenant must notify landlord in writing to stop reporting; after opting out, tenant cannot resume reporting for at least six months.
Who is affected
- Tenants and landlords in Arizona (if enacted).
- Consumer credit reporting agencies that receive rent-data.
- Potentially renters seeking to build credit and landlords seeking to provide reporting services.
Impacts/notes
- Establishes a regulated process for voluntary rent‑to‑credit reporting including consumer protections (opt‑out timing, fee limits, prohibition on reporting fee nonpayment).
- No funding mechanism or mandate to report; participation is optional for both parties.
- Landlords must provide written offers annually.
Jurisdiction: Illinois General Assembly (104th). Status: Introduced Feb 6, 2025 (Rep. Martin McLaughlin).
Purpose: Require each community college district board to provide a “small business leadership fast‑track program” to help women who wish to become small business owners as contractors in trade fields.
Key provisions
- Adds Section 3‑29.28 to the Public Community College Act (110 ILCS 805).
- Mandate: Each board of trustees “shall provide” a fast‑track program aimed at women aspiring to be small business owners/contractors in trades.
- The bill as provided is brief — it establishes the program requirement but does not specify:
- Curriculum content, duration, certification, or eligibility criteria.
- Implementation timeline, funding sources, or reporting requirements.
Who is affected
- Illinois community colleges and their boards of trustees.
- Women seeking to enter trade contracting as small business owners.
- Potential downstream effects on workforce development and contracting diversity.
Impacts/notes
- The language imposes an operational requirement on each community college board but lacks implementation details and funding provisions in the presented text.
- The document flags that the Act may create a state mandate that could require reimbursement (potential fiscal impact).
- Further legislative or budget action would likely be needed to define program structure and fund implementation.
If you want, I can:
- Produce a side‑by‑side comparison of the two bills’ policy implications.
- Draft talking points or questions for committee members assessing either bill.
- Retrieve the official bill text and current status for either jurisdiction (please confirm which state).
Compiled from official sources — confirm details with the bill’s official record.
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