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HR 10096

Task Force on the Impact of the Affordable Housing Crisis Act of 2026

119th Congress Introduced by Laura Friedman and 3 co-sponsors

Establishes a bipartisan Task Force to quantify how affordable housing shortages affect life outcomes and other programs, then recommend policy-use of housing to improve outcomes.

Introduced in House
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WeVote Research Nonpartisan
Bill Summary · HR 10096

Overview

  • Bill: HR 10096, 119th Congress, 2nd Session
  • Title: Task Force on the Impact of the Affordable Housing Crisis Act of 2026
  • Purpose: Establish a bipartisanship Task Force to study and quantify how a lack of affordable housing affects life outcomes and federal, state, and local programs, and to recommend how affordable housing can improve the effectiveness of other programs.

Main purpose and intent

  • Create a dedicated Task Force to:
    • Evaluate and quantify the impact of affordable housing shortages on individual life outcomes (education, employment, income, health, nutrition, transportation access, neighborhood stability, and regional economic growth).
    • Assess the costs borne by other federal, state, and local programs due to insufficient affordable housing.
    • Develop congressional recommendations on using affordable housing to enhance the effectiveness of other federal programs and improve life outcomes.

Key provisions and changes

  • Definitions

    • Affordable housing is defined with two prongs:
    • General standard: housing costs (including utilities) not exceeding 30% of household income, with income at or below the area median income (AMI) for the municipality.
    • Alternative standard: housing costs above 30% of income but still affordable under HUD concepts, connected to AMI and programs (public housing, Section 8, low-income housing credit, and related federal/local programs serving households at or below 80% AMI or associated services/amenities).
    • Applies to federal, state, and local affordable housing programs.
    • Low-income housing and public housing definitions align with the U.S. Housing Act of 1937.
    • Secretary refers to the Secretary of Housing and Urban Development.

  • Establishment and structure of the Task Force

    • A bipartisan Task Force on the Impact of the Affordable Housing Crisis is created.
    • 18 members total, allocated as:
    • 1 co-chair appointed jointly by the Senate Majority Leader and House Speaker.
    • 1 co-chair appointed jointly by the Senate Minority Leader and House Minority Leader.
    • 4 members appointed by the Senate Majority Leader.
    • 4 members appointed by the Senate Minority Leader.
    • 4 members appointed by the House Speaker.
    • 4 members appointed by the House Minority Leader.
    • Members must be academic researchers, policy experts, or individuals with relevant government program experience.
    • Additional staff and detailees may be appointed; federal employees can be detailed to the Task Force without reimbursement.

  • Appointment and term

    • Appointments must be completed within 180 days of enactment.
    • Members serve for the life of the Task Force; vacancies filled in the same manner as original appointments.
    • Initial meeting within 30 days after a majority of members are appointed.
    • Meetings by call; a majority constitutes a quorum.

  • Duties and activities

    • Use available data to:
    • Assess the impact of affordable housing shortages on education, employment, income, health, nutrition, transportation, neighborhood stability, regional growth, and related outcomes.
    • Quantify costs to other federal, state, and local programs due to lack of affordable housing.
    • Produce recommendations for Congress on using affordable housing to improve other programs and outcomes.
    • Public comment: 90-day public comment period via Federal Register notice.
    • Report: Final report due at termination, submitted to relevant Senate and House committees (Banking, Housing, Urban Affairs; Finance; Ways and Means) and made publicly available. The report must include the Task Force’s evaluations and be signed by all members.

  • Powers

    • Hold hearings, receive testimony, and obtain information from federal agencies as needed.
    • Request information from federal agencies; agencies must furnish requested information.
    • May use the USPS; standard government employment protections and processes apply.

  • Termination and funding

    • The Task Force must terminate no later than 2 years after all members are appointed.
    • Funding: Authorized to be appropriated as necessary for fiscal years 2027–2030.

Who/what is affected

  • Federal programs and agencies involved in affordable housing (HUD and related programs) may be required to share data.
  • Researchers, policy experts, and individuals with relevant government program experience may serve as Task Force members.
  • Congress will receive a comprehensive report with findings and recommendations that could influence housing policy and associated federal programs.

Procedural and timeline highlights

  • Introduction and referral: August 13, 2026; referred to the Committee on Financial Services.
  • Appointments: to be completed within 180 days after enactment.
  • Initial meeting: within 30 days after a majority of members are appointed.
  • Public input: 90-day Federal Register public comment period.
  • Termination: within 2 years after all members are appointed.
  • Funding window: 2027–2030, with authorization for necessary appropriations.

In summary, HR 10096 creates a cross-cutting, data-driven analysis body to map how affordable housing affects broader outcomes and other public programs, and to propose Congress actionable ways to leverage housing to improve overall policy effectiveness.

Compiled from official sources — confirm details with the bill’s official record.

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