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SB 25-277

Sunset Title Insurance Commission

2025 Regular Session Introduced by Kyle Brown and 8 co-sponsors

Colorado sunsets the Title Insurance Commission's authority, potentially repealing or extending oversight; affects title insurers, agents, real estate closings, and consumers.

Governor Signed
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Bill Summary · SB 25-277

SB 25-277 — "Sunset Title Insurance Commission"

Status: Governor Signed (May 24, 2025)
Introduced: April 4, 2025

At-a-glance

  • Bill Number: SB 25-277
  • Title: Sunset Title Insurance Commission
  • Final status: Signed by Governor (2025-05-24)
  • Primary sponsors: Steven Woodrow, Iman Jodeh, Lisa Cutter, Gretchen Rydin
  • Cosponsors include C. Kipp, J. Phillips, S. Camacho, K. Brown, M. Carter

Legislative timeline (key actions)

  • 2025-04-04: Introduced in Senate (referred to Business, Labor, & Technology)
  • 2025-04-10 to 04-14: Committee action and second reading in Senate (amendments in committee)
  • 2025-04-15: Introduced in House (referred to Business Affairs & Labor)
  • 2025-04-24 to 04-25: Passed House (no amendments)
  • 2025-05-01: Signed by President of the Senate; 2025-05-02: Signed by Speaker of the House
  • 2025-05-02: Sent to Governor; 2025-05-24: Governor signed into law

Purpose and likely intent

The bill’s title — “Sunset Title Insurance Commission” — indicates that the legislation addresses the statutory “sunset” (expiration or repeal) of the Title Insurance Commission or its enabling provisions. In legislative practice, a “sunset” bill typically either:

  • Terminates (repeals) a commission or agency on a specified date unless reauthorized, or
  • Continues (reauthorizes) the commission for an additional period, often with modifications or reporting requirements.

The document provided does not include the bill text, so the precise effect (repeal vs. extension, specific dates, transitional rules) is not available here.

Potential key provisions (common to sunset/commission bills)

  • Repeal or extension date for the Title Insurance Commission’s statutory authority
  • Transfer or preservation of regulatory duties (licensing, enforcement, rulemaking) for title insurers and agents
  • Transitional provisions for pending actions, records, and staff if the commission is abolished
  • Reporting, audit, or oversight requirements if reauthorized with changes
  • Effective date of changes and any grandfathering for licenses or ongoing investigations

(These items are illustrative of common contents; confirm against the enacted text.)

Who would be affected

  • Title insurance companies, agents, and producers doing business in the state
  • Real estate professionals and closing agents who interact with title insurance procedures
  • Consumers purchasing title insurance (potentially via changes in oversight or complaint processes)
  • State regulatory staff if duties are transferred or eliminated

Next steps / where to find the enacted text

The precise legal changes, effective date, and transitional rules are found in the enrolled bill and final statute. For authoritative details, consult the official bill text and enrolled act posted by the Colorado General Assembly or the Secretary of State’s website. If you’d like, I can retrieve and summarize the enacted text and list the exact statutory provisions amended, repealed, or added.

Compiled from official sources — confirm details with the bill’s official record.

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