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Bill

Bill

SB 168

Study to Evaluate Blockchain-Based Real Property Lease and Title Recordation and Verification

2026 Regular Session Introduced by Ron Watson

Maryland establishes pilot program to test blockchain technology for recording real property titles through state assessments department.

Approved by the Governor - Chapter 748
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Bill Summary · SB 168

Legislative bill overview

SB 168 establishes a pilot program within Maryland's Department of Assessments and Taxation to explore blockchain technology for recording and managing real property titles. The bill authorizes the department to test distributed ledger technology as an alternative or supplement to the current paper-based and digital recording systems for property ownership documentation.

Why is this important

Real property titles are foundational legal documents affecting property sales, mortgages, tax assessments, and dispute resolution. If successful, blockchain-based titling could potentially reduce fraud, streamline transactions, lower costs, and improve record accessibility—though implementation in a government context involves significant technical and legal complexity. Maryland would be among the first states to formally pilot such a system at scale.

Potential points of contention

  • Implementation costs and timeline: Developing blockchain infrastructure and training staff requires substantial upfront investment with uncertain long-term ROI
  • Legal and liability questions: Unclear how blockchain records interact with existing property law, what happens if records diverge between systems, and who bears liability for errors in a decentralized system
  • Cybersecurity and data privacy: Blockchain's immutability could make correcting errors difficult; storing property ownership on distributed networks raises security concerns compared to centralized government databases
  • Interoperability challenges: Maryland's system must eventually integrate with federal systems, other states' records, and private title companies' existing infrastructure

Compiled from official sources — confirm details with the bill’s official record.

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