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HR 5843

Shutdown Student Loans for Feds Act

119th Congress Introduced by André Carson and 11 co-sponsors

Summary of H.R. 5843: Shutdown Student Loans for Feds Act OverviewThe Shutdown Student Loans for Feds Act is a bill introduced in the U.S. House of Representatives on October 28, 2

Introduced in House
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Bill Summary · HR 5843

Summary of H.R. 5843: Shutdown Student Loans for Feds Act

Overview

The Shutdown Student Loans for Feds Act is a bill introduced in the U.S. House of Representatives on October 28, 2025. The primary purpose of this legislation is to prohibit federal employees from receiving federal student loan benefits during government shutdowns.

Key Provisions

  • Suspends Federal Student Loan Benefits for Federal Employees: The bill would suspend access to federal student loan benefits, such as income-driven repayment plans, loan forgiveness programs, and deferment options, for any federal employee during a government shutdown.
  • Exceptions for Essential Personnel: The bill includes an exception that would allow essential federal personnel, as defined by the Office of Personnel Management, to continue accessing their federal student loan benefits during a government shutdown.
  • Retroactive Application: The bill's provisions would apply retroactively to any government shutdowns that occurred after January 1, 2020.

Potential Impact

  • Reduced Student Loan Assistance for Federal Workers: If enacted, this bill would significantly limit the availability of federal student loan benefits for the approximately 2.1 million civilian federal employees during government shutdowns.
  • Potential Hardship for Affected Employees: The loss of student loan assistance could create financial hardship for federal workers who rely on these benefits to manage their student debt, especially during periods of lost income due to a government shutdown.
  • Uncertain Effects on Federal Workforce: It is unclear how this bill might impact federal employee recruitment, retention, and morale, as the loss of student loan benefits could make federal jobs less attractive to some prospective employees.

Procedural Considerations

The Shutdown Student Loans for Feds Act was introduced in the House of Representatives and has been referred to the House Committee on Oversight and Reform for consideration. As a bill, it would need to pass both the House and Senate before being signed into law by the President.

Compiled from official sources — confirm details with the bill’s official record.

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