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Bill

HB 97

Second amendment financial privacy act amendments.

2026 Regular Session Introduced by Brian Boner and 9 co-sponsors

Wyoming bill restricts financial institutions from collecting or sharing data on firearm and ammunition purchases beyond direct transaction processing to protect gun owners' financial privacy.

H Received for Introduction
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WeVote Research Nonpartisan
Bill Summary · HB 97

Legislative bill overview

HB 97 proposes amendments to Wyoming's Second Amendment Financial Privacy Act, legislation designed to restrict financial institutions from collecting, sharing, or using data about firearm and ammunition purchases for purposes beyond direct transaction processing. The bill aims to protect gun owners' financial privacy by limiting how banks and payment processors handle information related to Second Amendment-related transactions.

Why is this important

This bill addresses concerns about financial surveillance of lawful gun purchases and ammunition sales. Supporters argue that financial institutions increasingly track firearm transactions for compliance or corporate policy reasons, which could chill lawful exercise of Second Amendment rights. Critics contend that financial privacy restrictions could hinder legitimate regulatory oversight and institutions' risk management practices.

Potential points of contention

  • Scope of "firearm-related" transactions: Defining which purchases qualify for protection (ammunition, components, accessories, etc.) and whether restrictions apply to loan or credit decisions
  • Financial institutions' compliance burden: Banks and payment processors may face operational challenges implementing transaction-level restrictions while maintaining fraud detection and anti-money laundering compliance
  • Regulatory conflict: Potential tension between state privacy protections and federal banking regulations, AML/KYC requirements, and institutional risk management standards

Compiled from official sources — confirm details with the bill’s official record.

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