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SB 293

Revising claimants' ability to receive insurance information

2025 Regular Session Introduced by Andrea Olsen

SB 293 would expand claimants' access to insurance information during claims processes, promoting transparency but dying in committee without passage.

(S) Died in Process
#insurance #liability #remedies #torts
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Bill Summary · SB 293

Legislative bill overview

SB 293 would modify Montana law to expand claimants' access to insurance information during claims processes. The bill aims to increase transparency by allowing individuals filing insurance claims to more readily obtain documentation and details about their coverage and claim status. The specific mechanisms and scope of information access were not detailed in the available legislative record.

Why is this important

Insurance transparency directly affects consumers' ability to understand their rights, verify claim decisions, and identify potential disputes. Enhanced information access could help claimants make informed decisions about appeals, coverage disputes, or regulatory complaints. Conversely, insurers may have legitimate concerns about administrative burden or disclosure of proprietary information.

Potential points of contention

  • Scope of disclosure: Disagreement over what constitutes necessary "insurance information" versus commercially sensitive underwriting practices or claims data
  • Administrative burden: Concerns about implementation costs and operational requirements for insurers to compile and deliver information on demand
  • Data privacy: Balancing claimants' right to information against protection of other parties' personal data that may be contained in claim files

Compiled from official sources — confirm details with the bill’s official record.

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