WeVote
Log In

Bill

Bill

AB 311

Revises provisions relating to transportation network companies. (BDR 57-771)

2025 Regular Session Introduced by Greg Hafen

Prohibits insurers from denying personal-use crash coverage for TNC drivers and requires mandatory medical payments and UM/UIM coverage for occupants when drivers are active or log

(Pursuant to Joint Standing Rule No. 14.3.1, no further action allowed.)
0
WeVote Research Nonpartisan
Bill Summary · AB 311

AB 311 — Summary (Transportation Network Companies)

Status and context
- Title in materials: “Revises provisions relating to transportation network companies (BDR 57‑771).”
- Introduced: Feb. 27, 2025 (referred to Committee on Commerce and Labor). Bill text labeled “As Introduced” reflects amendments to Nevada Revised Statutes (NRS) chapters governing motor‑vehicle insurance and transportation network companies (TNCs).
- Fiscal note in the text: no effect on state or local government.

Purpose
- Strengthen and clarify insurance protections tied to TNC activity by (1) preventing insurers from denying coverage for crashes that occur during the driver’s personal use of a vehicle solely because the insured is a TNC driver; and (2) requiring specified medical‑payments and uninsured/underinsured motorist coverages for occupants during periods when a driver is providing TNC services or is logged into the TNC app and available to receive requests.

Key provisions and specific requirements
1. Prohibition on denial of coverage for “personal use” crashes
- An insurer may not refuse to provide coverage or fulfill policy obligations for an accident that occurs during the personal use of a motor vehicle on the basis that the insured (or claimant) is a driver for a TNC.
- “Personal use” is defined as vehicle use while the driver is not (a) providing transportation services or (b) logged into the TNC’s digital network and available to receive trip requests.

  1. Mandatory TNC insurance elements (amendment to NRS 690B.470)
    • Maintains high tort liability minimums while the driver is providing transportation services: at least $1,500,000 for bodily injury/death to one or more persons and property damage (and parallel amounts for other logged‑in states as in current statute).
    • Adds required coverages for any occupant of the vehicle when the driver is (a) providing transportation services or (b) logged in and available:
      • Medical payments coverage: minimum $10,000 per occupant, per accident.
      • Uninsured and underinsured motorist coverage: minimum $1,000,000 per occupant, per accident.
    • Confirms monitored autonomous vehicle providers must also maintain $1,500,000 liability when operating monitored autonomous vehicles.
    • These insurance requirements may be satisfied by one or a combination of policies issued to the TNC, the driver, the monitored autonomous vehicle provider, or combinations thereof.

Who is affected
- Transportation network companies, drivers who use TNC apps, monitored autonomous vehicle providers.
- Insurers and brokers underwriting TNC‑related policies.
- Occupants (passengers and drivers) who gain enhanced medical payments and uninsured/underinsured motorist protections while a driver is providing service or is logged in/available.

Procedural/timeline notes
- Text shown is “As Introduced” and reflects proposed statutory changes; further committee review and amendments may follow.
- The materials provided also include other legislative documents (see “Note” below) that may relate to a different AB 311 (see separate homelessness lodging provisions). Confirm the jurisdiction and final chaptering before relying on the measure as enacted.

Note about document set
- The packet you provided includes another AB 311 draft (California) concerning temporary occupancy by persons at risk of homelessness (proposed Civil Code §1942.8). That is a different subject and a separate bill that happens to share the same bill number in another jurisdiction. The summary above focuses on the transportation network company insurance provisions contained in the “As Introduced” TNC bill.

Compiled from official sources — confirm details with the bill’s official record.

Sign in to ask a question.