WeVote
Log In

Bill

Bill

AB 498

Revises provisions relating to motor clubs. (BDR 57-696)

2025 Regular Session

NRS requirements are updated to reduce in-state disclosure for motor clubs and allow Nevada licensing of out-of-state club agents if that state allows it, expanding agent availabil

Chapter 28.
0
WeVote Research Nonpartisan
Bill Summary · AB 498

AB 498 — Summary (2025 Session)

Title: Revises provisions relating to motor clubs. (BDR 57‑696)
Status: Chaptered into law (Chapter 28). Introduced: February 10, 2025.

Purpose / Intent

AB 498 modernizes two statutory provisions governing motor clubs in Nevada by (1) narrowing the address information a motor club must provide to members, and (2) adjusting the out‑of‑state licensing standard for individual club agents to address reciprocal‑licensing gaps.

Key provisions

  • Amends NRS 696A.190

    • Motor clubs must continue to furnish members with: (a) the exact name of the motor club; (b) the exact location of the motor club’s home office (street, number, city); and (c) a description of services/benefits.
    • Removes the prior requirement that the motor club also provide the “usual place of business in this State” on the membership materials/service contract.

  • Amends NRS 696A.280

    • Updates the residency/reciprocity requirement for licensing an individual as a club agent.
    • A non‑resident applicant may be licensed if the state in which they reside either:
    • does not require a license to act as a club agent, or
    • permits residents of Nevada to act as club agents in that state.
    • Retains other eligibility requirements (at least 21 years old, trustworthy, etc.).

  • Technical / wording updates: replaces some older terms (e.g., “person”) with “individual” and clarifies statutory text.

Who is affected

  • Motor clubs operating in Nevada: relieved of the obligation to list an in‑state “usual place of business” on member materials (may reduce administrative burden or privacy concerns).
  • Individual club agent applicants who live outside Nevada: may now qualify for Nevada club‑agent licenses even if their home state does not license club agents (closing a gap where reciprocity could not apply).
  • Nevada consumers: entitlement to service contract/membership descriptions remains; Division of Insurance noted the change to address disclosure is unlikely to harm consumers because the Commissioner serves as the attorney for service of process.
  • Nevada Division of Insurance / regulator: weighed in as neutral; no fiscal impact anticipated.

Procedural / timeline highlights

  • Introduced February 10, 2025.
  • Passed both houses with unanimous or near‑unanimous support; reported out of relevant commerce/insurance committees.
  • Enrolled and delivered to the Governor in May 2025.
  • Approved by the Governor and chaptered into law in 2025 (Chapter 28).
  • Fiscal note: no estimated effect on state or local government finances.

Support / testimony

  • Industry stakeholders (Cross Country Motor Club, National Motor Club of America, American Traveler Motor Club) submitted letters/testimony in support, citing modernization and pro‑business benefits.
  • Nevada Division of Insurance testified neutral, noting consumer protections (Commissioner as service agent) and acceptability of the licensing change.

Implications / considerations

  • The bill reduces a particular in‑state disclosure requirement while preserving the core member protections (name, home office, contract description).
  • The licensing change facilitates licensing of out‑of‑state agents in situations where the other state does not regulate club agents, potentially expanding the pool of agents serving Nevada members.

Compiled from official sources — confirm details with the bill’s official record.

Sign in to ask a question.