WeVote
Log In

Bill

Bill

AB 207

Revises provisions governing the submission of certain information to the Commissioner of Insurance relating to mental health parity and addiction equity. (BDR 57-853)

2025 Regular Session Introduced by Lisa Cole

AB 207: Nevada insurers must annually report MHPAEA parity data to the Commissioner; most data becomes public (PII/trade secrets protected) to boost oversight and accountability.

Approved by the Governor. Chapter 236.
0
WeVote Research Nonpartisan
Bill Summary · AB 207

AB 207 — Summary (Chapter 236, 2025)

Status: Approved by Governor (Chapter 236, June 3, 2025)
Primary topic: Mental health parity data reporting and disclosure (BDR 57-853)
Statutory location amended: NRS 687B.404

Purpose / Intent

AB 207 strengthens transparency and state-level oversight of insurer compliance with the federal Paul Wellstone and Pete Domenici Mental Health Parity and Addiction Equity Act of 2008 (MHPAEA). It standardizes how health plans submit required parity data to the Nevada Commissioner of Insurance and narrows confidentiality protections so non‑sensitive data can be publicly available for accountability and analysis.

Key provisions

  • Annual data request: By July 1 each year the Commissioner must prescribe and provide a data request soliciting information necessary to evaluate MHPAEA compliance, including the comparative analyses required by federal law (see 42 U.S.C. § 300gg-26(a)).
  • Submission method and deadline: On or before October 1 each year, covered insurers and other health-coverage organizations must either:
    • complete and submit the Commissioner’s data request, or
    • submit a copy of the parity compliance report they filed with the federal government — in either case, submitted “in accordance with” the NAIC System for Electronic Rate and Form Filing (SERFF).
  • Public access / confidentiality:
    • Information submitted under the requirement is a public record except for:
    • personally identifiable information (PII) of consumers (confidential), and
    • information the Commissioner determines to be a trade secret (confidential).
    • In making trade-secret determinations the Commissioner must apply standards (trade secret defined as in NRS 600A.030) and may not treat information as a trade secret solely because it reveals whether an insurer is compliant; doubts must be resolved in favor of disclosure.
  • Annual summary report: By December 31 each year the Commissioner must compile and submit a summary of submissions to the Patient Protection Commission, the Governor, and the Legislative Counsel Bureau for transmission to the Legislature or interim health committee as appropriate.
  • Rulemaking: The Commissioner may adopt regulations to implement the section.

Who is affected

  • Insurers and organizations providing health coverage under chapters 689A/B/C and 695A/B/C/F/G (this includes commercial carriers, HMOs, managed care entities, and Medicaid managed care plans).
  • Nevada Division of Insurance (as the receiving and analyzing agency).
  • Providers, consumer advocates, researchers, and the public — who gain increased access to aggregated parity compliance information (with PII and narrowly defined trade secrets protected).
  • Consumers — PII remains protected.

Implementation & timeline highlights

  • Commissioner prescribes data request: by July 1 annually.
  • Insurers submit data or federal reports: by October 1 annually via SERFF (or as coordinated with the Division).
  • Commissioner compiles and distributes summary report: by December 31 annually.
  • Enactment: Approved by Governor June 3, 2025 (Chapter 236).

Technical notes & stakeholder concerns

  • The Nevada Division of Insurance raised operational concerns about using SERFF (a system maintained by NAIC, not the state) — e.g., file-size or submission method issues; agencies may use cover sheets or alternate transmission mechanisms as needed.
  • The Division also sought clarification to avoid conflicts with existing confidentiality and market‑analysis statutes; legislative amendments narrowed trade-secret protections and removed a prescriptive requirement about how market analyses must be conducted.

Expected impact

AB 207 is designed to increase transparency and regulatory oversight of mental health parity compliance in Nevada by standardizing submissions and making most submitted data public (subject to PII and narrowly construed trade‑secret protections). This should aid enforcement, policy analysis, and public accountability while preserving consumer privacy and certain competitive protections for insurers.

Compiled from official sources — confirm details with the bill’s official record.

Sign in to ask a question.