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Bill

Bill

HB 758

Revise health care laws relating to out-of-network services

2025 Regular Session Introduced by Steve Gist

Montana HB 758 would revise out-of-network health care service regulations to address surprise medical billing, but died in Senate committee without passage.

(S) Died in Standing Committee
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Bill Summary · HB 758

Legislative bill overview

HB 758 proposes revisions to Montana's health care laws governing out-of-network services—the medical care patients receive from providers not contracted with their insurance plan. The bill died in the Senate Standing Committee on Business, Labor and Economic Affairs after multiple hearings in April 2025, indicating it did not advance to a floor vote.

Why this is important

Out-of-network care creates significant financial surprises for patients, who may face unexpected bills far exceeding in-network costs. How states regulate these services affects both consumer protection and healthcare costs, with implications for insurance premiums, hospital billing practices, and patient affordability.

Potential points of contention

  • Consumer protection vs. provider compensation: Stronger out-of-network regulations protect patients from surprise bills but may reduce provider reimbursement rates, potentially affecting rural healthcare access
  • Insurance market dynamics: Restrictions on out-of-network charges could influence network adequacy requirements and whether insurers expand provider networks
  • Emergency and specialist care: Defining when out-of-network use is unavoidable versus discretionary affects regulatory scope and practical enforceability

Compiled from official sources — confirm details with the bill’s official record.

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