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Bill

S 3404

Requires providers of insurance policies to maintain a database of health care providers offering foreign language services

2025 Regular Session Introduced by Leroy Comrie

Bill S 3404 requires insurance providers to maintain a database of healthcare providers offering foreign language services, improving access for non-English speakers.

REFERRED TO INSURANCE
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Bill Summary · S 3404

Summary of Bill S 3404

Bill Number: S 3404
Title: Requires providers of insurance policies to maintain a database of health care providers offering foreign language services
Status: Referred to Insurance
Introduced: January 27, 2025
Classification: Bill

Purpose and Intent

Bill S 3404 aims to enhance access to healthcare services for non-English speaking individuals by mandating insurance providers to maintain a comprehensive database of healthcare providers who offer services in foreign languages. The intent is to improve communication between patients and healthcare providers, thereby facilitating better health outcomes and patient satisfaction.

Key Provisions

  • Database Requirement: Insurance providers will be required to create and maintain a database that lists healthcare providers offering services in various foreign languages.

  • Accessibility: The database must be easily accessible to policyholders, ensuring that individuals can find healthcare providers who can communicate effectively in their preferred language.

  • Regular Updates: Insurance companies will be mandated to regularly update the database to ensure that the information remains current and accurate.

  • Collaboration with Providers: The bill encourages collaboration between insurance providers and healthcare facilities to ensure comprehensive coverage of language services.

Who Would Be Affected

  • Insurance Providers: All entities that provide health insurance policies will need to comply with the new database requirements.

  • Healthcare Providers: Medical professionals and facilities that offer services in foreign languages will be included in the database, potentially increasing their patient base.

  • Patients: Non-English speaking individuals will benefit from improved access to healthcare services, leading to better health outcomes and increased satisfaction with their care.

Procedural Aspects

  • Current Status: As of January 27, 2025, the bill has been referred to the Insurance Committee for further consideration.

  • Related Legislation: This bill is related to several prior-session bills (S 7740, S 3587, S 3245, S 3679, S 1849) and has a companion bill (A 3697) in the Assembly, indicating ongoing legislative interest in this issue.

Conclusion

Bill S 3404 represents a significant step towards improving healthcare accessibility for non-English speaking populations. By requiring insurance providers to maintain a database of language services, the bill aims to bridge communication gaps in healthcare settings, ultimately promoting better health equity and patient care. The bill is currently under review by the Insurance Committee, and its progress will be closely monitored by stakeholders in the healthcare and insurance sectors.

Compiled from official sources — confirm details with the bill’s official record.

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