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Bill

A 2543

Requires persons or entities providing benefits in the event of disability to not impose onerous or unreasonable conditions for the payment of benefits thereunder

2025 Regular Session Introduced by Jeffrey Dinowitz and 2 co-sponsors

Prohibits disability-benefit providers from imposing onerous conditions, ensuring timely, straightforward access to benefits for recipients.

REFERRED TO JUDICIARY
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Bill Summary · A 2543

Summary of New York Assembly Bill A 2543

Overview

  • Bill Number: A 2543
  • Title: Requires persons or entities providing benefits in the event of disability to not impose onerous or unreasonable conditions for the payment of benefits thereunder
  • Status: Referred to Judiciary
  • Introduced: January 17, 2025
  • Type: Assembly bill (classification: bill)

Purpose and Intent

  • The bill is designed to protect recipients of disability benefits from having to meet “onerous or unreasonable” conditions in order to receive benefits.
  • By limiting overly burdensome requirements, the measure aims to ensure more timely and straightforward access to disability benefits for eligible individuals.

Key Provisions (as indicated by title; full text needed for precise details)

  • Prohibition on imposing onerous or unreasonable conditions on the payment of disability benefits by providers of such benefits (e.g., private disability insurance, employer-sponsored disability plans, or other entities administering disability benefits).
  • The exact definitions of what constitutes “onerous” or “unreasonable,” along with any exceptions, would be specified in the bill’s text.
  • Enforcement mechanisms, remedies for beneficiaries, and specific standards or timelines for payment are not detailed in the available information and would be determined by the statute’s language.

Affected Parties

  • Individuals receiving disability benefits from private insurers, employer-sponsored plans, unions, or other benefit providers.
  • Entities that provide, administer, or manage disability benefits.
  • Potentially, employers or plan sponsors who administer disability benefit programs, depending on the bill’s scope.

Legislative Context and Related Bills

  • The measure has several related prior-session bills listed (A 1923, A 315, A 254, A 535, A 480, A 2651, A 3101, A 2191, A 1797), indicating ongoing legislative attention to disability-benefit protections and consumer protections in this area.
  • The existence of related bills may influence amendments, scope, or definitions as the bill progresses through the Judiciary Committee.

Procedural and Timeline Considerations

  • Current stage: Referred to the Assembly Judiciary Committee, a standard step before floor consideration.
  • Next steps typically include committee hearings, potential amendments, and then floor votes in the Assembly. If advanced, the bill would need passage in the Assembly and then movement through the Senate (or other parallel processes) before becoming law.

Notes for Readers

  • The current summary is based on the bill’s title and the provided metadata. The precise definitions, prohibitions, required disclosures, exceptions, enforcement provisions, and effective date will be contained in the full legislative text. Readers should consult the bill’s full language and any sponsor memos for a detailed understanding of obligations and penalties.

Compiled from official sources — confirm details with the bill’s official record.

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