Bill
A 4776
Overview: Bill Number: A 4776, Title: Requires insurer to respond within thirty days of a request from an insured for their health plan documents, Status: REFERRED TO INSURANCE, In
Overview: Bill Number: A 4776, Title: Requires insurer to respond within thirty days of a request from an insured for their health plan documents, Status: REFERRED TO INSURANCE, Introduced: February 06, 2025
Purpose and Intent: The purpose of this bill is to require health insurance providers to respond to requests from insured individuals for their health plan documents within a specific timeframe. The goal is to improve transparency and ensure that policyholders have timely access to the information they need about their coverage.
Key Provisions:
- Mandates that health insurance providers must respond to a request from an insured individual for their health plan documents within 30 days
- Defines "health plan documents" to include policy forms, certificates of coverage, and any other materials that describe the benefits, exclusions, and limitations of the health plan
- Establishes penalties for insurance providers that fail to comply with the 30-day response requirement
Affected Parties and Impacts: This bill would directly impact health insurance policyholders, who would benefit from the improved access to their plan documents. It would also affect health insurance providers, who would need to ensure they have the necessary processes and resources in place to respond to requests within the 30-day timeframe.
Procedural and Timeline Considerations: The bill has been referred to the Insurance committee for further review. If passed, the new requirement would likely take effect within a few months, allowing policyholders to request and receive their health plan documents more quickly.
Compiled from official sources — confirm details with the bill’s official record.
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