WeVote
Log In

Bill

Bill

A 2002

Requires health insurance coverage of standard fertility preservation services for individuals with certain menstrual disorders resulting in infertility.

2024-2025 Regular Session Introduced by Verlina Reynolds-Jackson and 1 co-sponsor

New Jersey bill mandates health insurance coverage of fertility preservation services for individuals with specific menstrual disorders causing infertility.

Introduced in the Assembly, Referred to Assembly Financial Institutions and Insurance Committee
#health #healthinsur
0
WeVote Research Nonpartisan
Bill Summary · A 2002

Legislative bill overview

Bill A 2002 mandates that health insurance plans in New Jersey cover standard fertility preservation services for individuals diagnosed with specific menstrual disorders that cause infertility. The bill targets conditions where fertility preservation—such as egg or embryo freezing—may be medically necessary before treatment. This would expand insurance coverage beyond current requirements for fertility-related medical needs.

Why is this important

Fertility preservation can be expensive, often costing thousands of dollars out-of-pocket, and timing is critical for individuals facing conditions that threaten reproductive capacity. For those with limited financial means, lack of coverage may eliminate their only opportunity to preserve fertility options. The bill addresses a healthcare equity issue where medical necessity and insurance access intersect with reproductive health.

Potential points of contention

  • Defining "standard" services: The bill's effectiveness depends on clear regulatory definitions of which fertility preservation techniques qualify, which may require ongoing interpretation and could create disputes between insurers and patients.
  • Cost implications: Insurance carriers may argue expanded coverage increases premium costs for all subscribers, potentially raising insurance rates across the state.
  • Scope limitations: The bill specifies "certain menstrual disorders," creating questions about which conditions qualify and whether this creates inequitable coverage for individuals with other infertility causes not specifically named.

Compiled from official sources — confirm details with the bill’s official record.

Sign in to ask a question.