Summary — A.3928 (2025)
Status: Referred to Senate Consumer Protection (passed Assembly 3/25/2025)
Introduced: January 30, 2025
Latest print: A.3928-B (amended and recommitted)
Primary sponsor: Assemblymember Alex Bores. Cosponsors include Nikki Lucas, Nily Rozic, Emerita Torres, Emily Gallagher, Rebecca Seawright, John Zaccaro Jr., Al Taylor, Keith Brown, Albert A. Stirpe, and Larinda Hooks.
Companion bill: S.5615 (Senate)
Purpose / Intent
A.3928 seeks to strengthen consumer protections around automatic renewals, continuous service offers, and automatic subscription renewals by requiring businesses that enroll consumers in such recurring payment arrangements to provide clear notice about how to cancel. The central policy goal is to reduce unexpected charges and make it easier for consumers to end recurring services.
Key provisions (as summarized from bill title and legislative materials)
- Requires businesses that offer automatic renewals, continuous service offers, or automatic subscription renewals to provide a cancellation notice to consumers.
- The notice requirement is intended to explain how a consumer can cancel the automatic renewal or continuous service offer.
- The bill was amended (prints A and B) during committee consideration, indicating substantive changes or clarifications were made before passage in the Assembly.
Note: The publicly provided summary does not include the full statutory text. Specifics normally found in the bill—such as the required timing of the notice (e.g., advance notice before renewal), required content of the notice, permitted delivery methods (electronic or paper), mandated cancellation mechanisms (online, phone, written), enforcement provisions, and any penalties or private right of action—should be confirmed by consulting the full A.3928-B text and the companion Senate bill S.5615.
Who would be affected
- Consumers enrolled in automatic-renewal or continuous service arrangements (subscriptions, memberships, recurring services).
- Businesses and vendors that use automatic renewal models — including online and brick-and-mortar subscription providers — which would need to change customer communications, billing disclosures, and cancellation procedures to comply.
- State enforcement agencies (and possibly private litigants) depending on the bill’s enforcement language.
Procedural history / next steps
- Introduced: 1/30/2025; referred to Consumer Affairs and Protection.
- Amended and printed as A.3928-A (2/26/2025) and further amended and printed as A.3928-B (3/21/2025).
- Passed Assembly and ordered to third reading 3/25/2025; delivered to the Senate same day.
- Referred in the Senate to the Consumer Protection Committee (3/25/2025).
- Action to watch: committee hearings in the Senate Consumer Protection Committee, any further amendments, and movement on companion S.5615.
Impact considerations
- Consumer-facing benefit: greater transparency and potentially fewer unwanted renewals.
- Business impact: operational and compliance costs to implement notice and cancellation requirements; possible legal exposure if enforcement or private rights of action are included.
- Effective implementation and impact will depend on the precise notice content, timing, allowed cancellation methods, and enforcement mechanisms spelled out in the full bill text.
For detailed obligations and compliance steps, review the full A.3928-B text and the companion S.5615.
