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LB 780

Require insurance coverage of eating disorders

109th Legislature (2025-2026) Introduced by John Cavanaugh and 1 co-sponsor

Nebraska bill mandates insurance coverage of eating disorder treatment to increase access to mental health care and reduce mortality from untreated conditions.

Notice of hearing for February 24, 2026
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Bill Summary · LB 780

Legislative bill overview

LB 780 would mandate that health insurance policies in Nebraska provide coverage for the treatment of eating disorders, including both inpatient and outpatient services. The bill aims to ensure that individuals struggling with eating disorders have access to necessary mental health and medical care without insurance coverage gaps or denials.

Why is this important

Eating disorders have the highest mortality rate of any mental illness, yet insurance coverage for treatment remains inconsistent and often inadequate. This legislation could remove financial barriers to care for thousands of Nebraskans, potentially reducing hospitalizations, medical complications, and deaths associated with untreated eating disorders.

Potential points of contention

  • Cost implications: Insurance companies and employers may argue that mandated coverage increases premiums; however, proponents counter that early treatment reduces expensive emergency interventions
  • Scope definition: Disagreement may arise over what specific treatments qualify (residential facilities, therapy types, nutritional counseling, medication) and for how long coverage extends
  • Carve-outs and limitations: Questions about whether coverage applies equally to all plan types, age groups, and whether pre-existing condition exclusions or waiting periods would be permitted

Compiled from official sources — confirm details with the bill’s official record.

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