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Bill

SB 422

Reorganizing certain provisions that apply to foreign insurance companies seeking authorization to do business in Kansas, authorizing the suspension or revocation of a nonresident agent's license without notice and opportunity for a hearing following notification to the commissioner of insurance that such nonresident agent no longer holds a home state license and requiring agents and public adjusters to respond to inquiries from the commissioner.

2025-2026 Regular Session

Kansas bill streamlines insurance agent licensing by enabling suspension/revocation without hearing when agents lose home state license and mandates agent responsiveness to commissioner inquiries.

Stricken from Calendar by Rule 1507
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Bill Summary · SB 422

Legislative bill overview

SB 422 reorganizes Kansas insurance regulations for foreign insurance companies and streamlines enforcement procedures. The bill authorizes the insurance commissioner to suspend or revoke nonresident agent licenses without prior notice or hearing when notified the agent lost their home state license, and requires agents and public adjusters to respond to commissioner inquiries.

Why is this important

This bill affects the licensing and regulation of insurance professionals operating in Kansas. It accelerates the revocation process for agents who become ineligible in their home states, potentially removing unlicensed practitioners faster. The requirement for mandatory responsiveness to inquiries strengthens the commissioner's oversight capacity but creates new compliance obligations for agents.

Potential points of contention

  • Due process concerns: Suspending or revoking licenses without notice or hearing opportunity may conflict with administrative due process principles, particularly if agents dispute the accuracy of home state license information
  • Burden on agents: The mandatory response requirement to commissioner inquiries could be viewed as creating vague, open-ended compliance obligations without specified timelines or scope limits
  • Foreign company provisions unclear: The bill references "reorganizing certain provisions" for foreign insurers without specifying what changes occur, making full impact assessment difficult

Compiled from official sources — confirm details with the bill’s official record.

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