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Bill

Bill

SB 1735

Relating to the regulation of real estate appraisers and appraisal management companies.

89th Legislature (2025) Introduced by José Menéndez

SB 1735 revises Texas regulations for real estate appraisers and appraisal management companies, affecting home valuation standards and lending practices across the state.

Referred to Business & Commerce
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Bill Summary · SB 1735

Legislative bill overview

SB 1735 modifies Texas regulations governing real estate appraisers and appraisal management companies (AMCs). The bill is currently in early legislative stages, having just been referred to the Business & Commerce Committee. Specific provisions are not yet publicly detailed in available summaries.

Why is this important

Real estate appraisals directly affect mortgage lending decisions, property values, and market stability. AMCs serve as intermediaries between lenders and appraisers, making their oversight relevant to housing affordability and fair lending practices. Texas, as a major real estate market, sets precedent for how these professionals operate.

Potential points of contention

  • Appraiser independence vs. efficiency: Regulations may balance protecting appraisers' professional judgment against lender demands for faster turnarounds
  • AMC fee structures: Disputes often center on whether fee caps or transparency requirements burden small companies or protect appraisers from excessive cost-cutting
  • Licensing and qualification standards: Proposals may increase or decrease barriers to entry, affecting market competition and service availability

Compiled from official sources — confirm details with the bill’s official record.

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