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Bill

HB 1372

Relating to the regulation of a transportation protection agreement as a prepaid funeral benefit.

89th Legislature (2025) Introduced by Richard Raymond

HB 1372 regulates funeral transportation agreements as prepaid benefits in Texas, requiring compliance with consumer protection and fund safeguarding standards.

Referred to Pensions, Investments & Financial Services
#business&commerce--general(i0050) #funerals&funeraldirectors(s9813) #occupationalregulation--othertrades&professions(i0541) #transportation--miscellaneous(i0824)
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WeVote Research Nonpartisan
Bill Summary · HB 1372

Legislative bill overview

HB 1372 would regulate "transportation protection agreements" (TPAs) as a category of prepaid funeral benefits in Texas. The bill establishes how these agreements—which appear to cover transportation of deceased persons—must be structured, funded, and disclosed to consumers. It brings TPAs under existing funeral service regulatory frameworks rather than treating them as standalone financial products.

Why is this important

Prepaid funeral arrangements are significant consumer financial commitments, often marketed to vulnerable populations. By clarifying regulatory status, the bill aims to ensure consumer protections, proper fund management, and transparency about what services are actually included. This prevents predatory practices and ensures funds designated for funeral expenses are properly safeguarded.

Potential points of contention

  • Regulatory burden: Funeral service providers may argue the regulations increase compliance costs and administrative complexity for small businesses
  • Scope ambiguity: The definition of "transportation protection agreement" and what services qualify as funeral benefits versus other services could create disputes
  • Consumer access vs. cost: Stricter regulations could reduce affordable options if providers pass compliance costs to consumers, or conversely, might reduce problematic low-cost offerings

Compiled from official sources — confirm details with the bill’s official record.

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