WeVote
Log In

Bill

Bill

HB 480

Relating to required provision of workers' compensation insurance coverage for employees of building and construction contractors and subcontractors.

89th Legislature (2025) Introduced by Lauren Simmons and 2 co-sponsors

Texas bill mandates workers' compensation insurance for construction contractors and subcontractors, establishing coverage protections currently absent under state law.

Referred to s/c on Workforce by Speaker
#contractors&subcontractors(s2563) #labor--workers'compensation(i0470)
0
WeVote Research Nonpartisan
Bill Summary · HB 480

Legislative bill overview

HB 480 would mandate that building and construction contractors and subcontractors provide workers' compensation insurance coverage for their employees in Texas. Currently, Texas does not require workers' compensation insurance, making it one of few states without such a requirement. This bill seeks to close that gap by establishing a coverage mandate for the construction industry.

Why is this important

Construction is one of Texas's highest-risk industries for workplace injuries and fatalities. Without mandatory coverage, injured workers may lack financial protection for medical bills and lost wages, potentially shifting costs to emergency services, disability systems, or families. The requirement could also level the competitive playing field among contractors by standardizing insurance costs across the industry.

Potential points of contention

  • Business cost concerns: Contractors, particularly small operators and subcontractors, may face increased operational expenses, potentially affecting competitiveness and pricing for consumers
  • Exemption definitions: Questions about which entities qualify as contractors/subcontractors and whether certain business structures (sole proprietors, independent contractors) would be exempt or included
  • Competitive disadvantage: Contractors operating in neighboring states without such mandates could undercut Texas pricing, potentially pushing work across state lines or incentivizing non-compliance

Compiled from official sources — confirm details with the bill’s official record.

Sign in to ask a question.