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Bill

SB 1849

Relating to repayment of certain mental health professional education loans.

89th Legislature (2025) Introduced by Judith Zaffirini

Texas bill creates loan repayment assistance for mental health professionals to reduce education debt and address workforce shortages in mental health services.

Referred to Education K-16
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Bill Summary · SB 1849

Legislative bill overview

SB 1849 establishes a loan repayment or forgiveness program for mental health professionals in Texas, likely aimed at addressing workforce shortages in mental health services. The bill would provide financial assistance to psychiatrists, psychologists, counselors, social workers, or other licensed mental health practitioners to help them repay education-related debt.

Why is this important

Texas faces documented shortages in mental health professionals, particularly in rural and underserved areas. By reducing the financial burden of education debt, this program could incentivize more individuals to enter mental health fields and remain in practice in areas with high need, potentially improving access to mental health services across the state.

Potential points of contention

  • Program cost and funding mechanism - The bill's fiscal impact is unclear; it remains uncertain how the program would be funded and whether costs could strain the state budget or existing education appropriations
  • Eligibility criteria and fairness - Questions about which professionals qualify, whether geography or service requirements apply, and whether the program might create perceived inequities between mental health professionals and other healthcare or education professions seeking similar relief
  • Effectiveness and accountability - Uncertainty about whether loan forgiveness actually increases workforce supply in underserved areas or simply benefits professionals who would have pursued these fields regardless, and what performance metrics would measure success

Compiled from official sources — confirm details with the bill’s official record.

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