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Bill Summary · HB 21

Legislative bill overview

HB 21 is a Hawaii insurance bill introduced by Representative Greggor Ilagan that has progressed through initial legislative stages but lacks publicly available detailed text regarding its specific provisions. The bill was referred to the Consumer Protection and Commerce (CPC) and Finance (FIN) committees before being carried over to the 2026 regular session, indicating it did not advance to final passage in 2025.

Why is this important

Insurance legislation significantly affects Hawaii residents' access to coverage, premium rates, and consumer protections. Depending on its provisions, this bill could influence health insurance, auto insurance, or other insurance market regulations in the state, with potential impacts on costs and availability for residents and businesses.

Potential points of contention

  • Lack of transparency: The specific language and policy changes in HB 21 are not detailed in available records, making it difficult to assess actual impacts or identify stakeholder concerns prior to committee review.
  • Committee referral scope: Referral to both Consumer Protection and Finance committees suggests the bill may touch on both regulatory protection and fiscal matters, potentially creating debate over whether economic or consumer safety concerns take priority.
  • Carryover status: The bill's deferral to 2026 may indicate either substantial disagreement requiring further negotiation or deprioritization, warranting investigation into reasons for non-advancement.

Compiled from official sources — confirm details with the bill’s official record.

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