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Bill

SB 3101

RELATING TO INSURANCE.

2026 Regular Session Introduced by Ron Kouchi

Hawaii SB 3101 addresses insurance matters and is under committee review; specific provisions unavailable pending full bill text release.

Referred to CPN, JDC.
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Bill Summary · SB 3101

Legislative bill overview

SB 3101 is a Hawaii insurance bill sponsored by Ron Kouchi that was introduced in January 2026. The bill has passed first reading and is currently under review by the Consumer Protection and Commerce (CPN) and Judiciary (JDC) committees. Without access to the specific bill text, the precise provisions cannot be detailed, but it addresses matters within Hawaii's insurance regulatory framework.

Why is this important

Insurance legislation in Hawaii affects millions of residents and businesses relying on health, property, auto, and other coverage types. Changes to insurance regulations can impact premium costs, coverage availability, consumer protections, and the competitive landscape of insurers operating in the state. Hawaii's unique geographic and demographic characteristics make localized insurance policy particularly consequential.

Potential points of contention

  • The bill's specific provisions remain unclear from publicly available information; key details will emerge as committee hearings proceed
  • Insurance reforms typically generate debate between consumer advocates seeking broader protections and insurers concerned about compliance costs
  • Hawaii's competitive insurance market and existing regulatory framework may affect how stakeholders view proposed changes

Compiled from official sources — confirm details with the bill’s official record.

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