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Bill

HB 4348

Relating to health insurance for living organ donors

2026 Regular Session Introduced by Adam Burkhammer

HB 4348 establishes health insurance protections for living organ donors to prevent discrimination and ensure coverage accessibility after donation.

To House Banking and Insurance
#health
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WeVote Research Nonpartisan
Bill Summary · HB 4348

Legislative bill overview

HB 4348 addresses health insurance coverage for individuals who donate organs while living. The bill likely establishes protections or requirements for insurance companies regarding living organ donors, potentially preventing discrimination or ensuring continued coverage eligibility. The specific provisions aren't detailed in the available information, but such bills typically focus on accessibility and fairness in the insurance market for this population.

Why is this important

Living organ donation is a life-saving medical intervention, but donors face potential barriers including concerns about future insurability and medical costs. Without protections, prospective donors may be discouraged from donating due to fear of losing coverage or facing higher premiums post-donation. This bill addresses a genuine gap where donors may experience insurance disadvantages despite providing significant public health benefit.

Potential points of contention

  • Insurance industry concerns: Insurers may argue that donors represent higher medical risk post-donation and should face standard underwriting procedures, potentially raising costs or limiting coverage options
  • Scope of protections: Disagreement over whether protections should cover life, disability, and long-term care insurance equally, or only health insurance
  • Implementation costs: Questions about whether mandated protections would increase insurance premiums for all consumers or create administrative burden on insurers

Compiled from official sources — confirm details with the bill’s official record.

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