Bill
AB 184
Overview: AB 184, Relating to: coverage of individuals with preexisting conditions and benefit limits under health plans.Purpose and Intent: The primary purpose of this bill is to
Overview: AB 184, Relating to: coverage of individuals with preexisting conditions and benefit limits under health plans.
Purpose and Intent: The primary purpose of this bill is to ensure that individuals with preexisting medical conditions have access to comprehensive health insurance coverage and are not subject to arbitrary benefit limits.
Key Provisions:
- Prohibits health plans from denying coverage or charging higher premiums based on an individual's preexisting conditions
- Requires health plans to provide coverage for essential health benefits, including preventive care, hospitalization, and prescription drugs
- Bans health plans from imposing annual or lifetime dollar limits on the coverage of essential health benefits
Affected Parties and Impacts:
- Individuals with preexisting medical conditions will have improved access to affordable, comprehensive health insurance coverage
- Health insurance providers will need to adjust their policies and practices to comply with the new requirements
- Consumers may see increased health insurance premiums, but the benefits of expanded coverage and protections may outweigh the costs
Procedural and Timeline Considerations:
- The bill has been introduced in the Wisconsin State Assembly and is currently under review by the Commissioner of Insurance
- If passed, the new coverage requirements and protections for individuals with preexisting conditions would take effect within 6 months of the bill's enactment
Compiled from official sources — confirm details with the bill’s official record.
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