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Bill

AB 930

Relating to: correcting a cross-reference related to enforcement of regulations applicable to earned wage access service providers (suggested as remedial legislation by the Department of Financial Institutions).

2025-2026 Regular Session

Wisconsin corrects a cross-reference error in earned wage access regulations to clarify enforcement authority over companies advancing worker wages before payday.

Published 3-28-2026
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WeVote Research Nonpartisan
Bill Summary · AB 930

Legislative bill overview

AB 930 is a technical correction bill that fixes an incorrect cross-reference in Wisconsin's regulations governing earned wage access (EWA) service providers—companies that advance portions of workers' earned wages before payday. The Department of Financial Institutions identified this drafting error and submitted the bill as remedial legislation to ensure enforcement provisions correctly reference the applicable regulatory framework.

Why is this important

Earned wage access is a growing financial service affecting thousands of workers who need immediate access to their earnings. Incorrect cross-references in enforcement regulations create ambiguity about which rules apply and how regulators can penalize violations, potentially undermining consumer protections and creating legal uncertainty for both providers and the state agency tasked with oversight.

Potential points of contention

  • Limited transparency: As a "remedial" technical bill, there may be minimal public discussion about what the actual cross-reference error was or its practical enforcement implications
  • Scope creep concerns: Some advocates may worry that focusing on technical fixes diverts attention from substantive EWA regulation debates (fee caps, interest rates, worker protections)
  • Implementation questions: Unclear whether the correction affects pending enforcement actions or only prospective regulation of EWA providers

Compiled from official sources — confirm details with the bill’s official record.

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