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Bill

Bill

SB 833

Relating to conditions applicable to health benefit plan coverage of in vitro fertilization procedures.

89th Legislature (2025)

Texas bill establishing insurance coverage requirements and conditions for in vitro fertilization procedures to improve fertility treatment access and affordability.

Referred to Health & Human Services
#infertility(s0268) #insurance--health&accident(i0422) #pregnancy&childbirth(s0294)
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Bill Summary · SB 833

Legislative bill overview

SB 833 would establish conditions and requirements for health insurance plans in Texas to cover in vitro fertilization (IVF) procedures. The bill specifies what coverage mandates must include, likely addressing cost-sharing, eligibility criteria, and treatment parameters for IVF as an insured benefit.

Why is this important

IVF coverage in health insurance plans directly affects fertility treatment accessibility and affordability for Texans. This bill could expand or restrict IVF insurance coverage, influencing which residents can afford reproductive treatments and potentially affecting fertility clinic operations and healthcare costs across the state.

Potential points of contention

  • Coverage mandate scope: Debate over whether plans must cover all IVF cycles or limit coverage to specific numbers, and what costs (medications, procedures, multiple attempts) are included
  • Religious and moral exemptions: Questions about whether religiously-affiliated insurers or employers can opt out based on objections to IVF procedures
  • Age and eligibility restrictions: Disagreement over age limits for coverage and whether specific fertility diagnoses must be present to qualify for benefits
  • Cost implications: Concerns about whether mandated coverage increases insurance premiums for all policyholders and impacts plan affordability

Compiled from official sources — confirm details with the bill’s official record.

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