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Bill

HB 3395

Relating to authorizing a beneficiary designation that transfers a manufactured home classified as personal property at the owner's death.

89th Legislature (2025) Introduced by Bryan Hughes and 1 co-sponsor

Authorizes manufactured home owners to use beneficiary designations for automatic transfer of personal property homes at death, bypassing probate proceedings.

Removed from local & uncontested calendar
#housing&communityaffairs #texasdepartmentof(v0008) #housing--manufacturedhousing(i0408) #probate--wills&adminofestates(i0590) #propertyinterests--personalproperty(i0600) #propertyinterests--realproperty(i0595)
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Bill Summary · HB 3395

Legislative bill overview

HB 3395 allows owners of manufactured homes classified as personal property in Texas to designate beneficiaries who automatically receive the home upon the owner's death, similar to beneficiary designations used for bank accounts or life insurance. Currently, manufactured homes classified as personal property lack this streamlined transfer mechanism, requiring probate or other formal estate procedures instead.

Why is this important

This bill simplifies estate transfer for a significant population—manufactured home owners often have lower incomes and modest estates where probate costs are disproportionately burdensome. The change reduces legal costs, processing delays, and complexity for families settling estates while potentially lowering strain on probate courts.

Potential points of contention

  • Definition clarity: The bill's scope depends on how "manufactured home classified as personal property" is defined in Texas law, which varies by location and financing method—ambiguity could create disputes over which homes qualify
  • Creditor protections: Beneficiary designations may allow assets to bypass creditors' claims that probate would normally address, potentially disadvantaging unpaid debts or claims against the estate
  • Titling and registration complexity: Implementation requires coordination with the Texas Department of Housing and Community Affairs and manufactured housing titling systems, raising questions about administrative feasibility and cost

Compiled from official sources — confirm details with the bill’s official record.

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