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Bill

Bill

A 724

Relates to pet insurance

2025 Regular Session Introduced by Linda Rosenthal

A-724 aims to regulate New York pet insurance, strengthening consumer protections and regulatory oversight of insurers and brokers.

REFERRED TO INSURANCE
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WeVote Research Nonpartisan
Bill Summary · A 724

Summary: Assembly Bill A-724 – Relates to Pet Insurance

Overview

  • Bill Number: A 724
  • Title: Relates to pet insurance
  • Primary Sponsor: Linda Rosenthal
  • Introduced: January 8, 2025
  • Current Status: Referred to the Assembly Committee on Insurance (listed as “REFERRED TO INSURANCE” on 2025-01-08; the action appears twice in the record)

This bill, by its title, signals a focus on pet insurance within New York State. The available information does not include the text of the bill or a detailed summary of its provisions, so the specific changes it proposes are not documented here.

Legislative Actions

  • 2025-01-08: REFERRED TO INSURANCE
  • 2025-01-08: REFERRED TO INSURANCE (duplicate entry in the record)

Related Legislation

  • A 2976 (prior-session)
  • A 3711 (prior-session)
  • A 258 (prior-session)

The existence of multiple related bills in prior sessions suggests continued legislative interest in pet insurance regulation or consumer protections related to pet insurance.

What the bill would do (based on limited available information)

  • The exact substantive provisions are not provided in the information available. As such, the specific changes to pet insurance law, consumer protections, rate regulation, coverage requirements, licensing, or enforcement remain undetermined in this summary.

Potential Impacts (contextual, not bill-specific)

If A 724 includes provisions typical of pet insurance legislation, possible areas of impact generally include:
- Consumer protections for pet insurance policies (clear disclosures, coverage details, terms of renewal, and transparency in exclusions and waiting periods).
- Regulation of pet insurance issuers and brokers/licensed intermediaries (licensing, qualifications, and conduct standards).
- Rate and form filing oversight to ensure reasonable premiums and policy language.
- Consumer remedies and appeal processes for denied claims or disputed coverage.
- Reporting or regulatory compliance requirements for insurers operating in the pet insurance market.

Note: These are general considerations and may not reflect the bill’s actual provisions. The precise scope and impact will depend on the specific text of A 724.

Next Steps

  • To provide a precise and comprehensive summary, the bill’s full text, sponsor memo, or a formal bill analysis is needed. If you can supply the bill’s language or a link to the official bill page, I can produce a detailed section-by-section summary with exact provisions, definitions, effective dates, and fiscal implications.

If you’d like, I can also outline a proposed framework to evaluate pet insurance bills and compare A 724 against related prior-session bills (A 2976, A 3711, A 258) once the text is available.

Compiled from official sources — confirm details with the bill’s official record.

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