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Bill

Bill

S 5051

Relates to paintless dent repair rate filing

2025 Regular Session Introduced by Jamaal Bailey

Governs how paintless dent repair rates are filed and reviewed for auto insurance claims, affecting insurers, repair shops, regulators, and consumers.

REFERRED TO INSURANCE
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Bill Summary · S 5051

Summary of Bill S 5051 – Relates to paintless dent repair rate filing

Quick facts

  • Bill number: S 5051
  • Title: Relates to paintless dent repair rate filing
  • Status: REFERRED TO INSURANCE
  • Introduced: February 18, 2025
  • Primary sponsor: Jamaal Bailey
  • Related bills: S 9099 (prior-session), S 2799 (prior-session); A 1063 (companion, listed twice)

Purpose and intent

The bill’s title indicates it would address rate filing related to paintless dent repair (PDR) in the context of insurance. The exact legislative language is not provided here, so the primary intent as written cannot be details-heavy. Based on the title, the bill is likely intended to govern how rates for PDR services are filed, reviewed, or approved in relation to auto insurance claim repairs.

Note: Because the bill text is not included in the information provided, the precise objectives, definitions (e.g., what constitutes “paintless dent repair” for the purposes of the bill), and the scope of rate filing (insurers, repair shops, or both) are not explicitly known from this record.

Key provisions (as text is not provided)

Specific provisions are not available in the provided material. Typical elements in rate filing-related legislation could include:
- Definitions of covered services and rate components for PDR
- Requirements for rate filings (timelines, formats, supporting data)
- Oversight and approval by the state Insurance Department
- Transparency or disclosure rules for consumers
- Penalties for noncompliance or misrepresentation
- Effective dates and transition provisions

Given the absence of actual bill text, readers should not assume these provisions are included; they represent common features of rate filing legislation rather than confirmed contents of S 5051.

Who would be affected

  • Paintless dent repair providers and shops
  • Auto insurers and rate filers
  • Insurance regulators and staff
  • Consumers with auto insurance claims involving auto body repairs

Procedural and timeline aspects

  • Current status: Referred to the Insurance Committee on February 18, 2025
  • Next steps (typical): Committee hearings, potential amendments, floor consideration, and votes; tracking the bill’s progress for final passage or defeat
  • Related activity: Companion and prior-session bills (A 1063; S 9099, S 2799) suggest ongoing interest in PDR rate filing issues and potential cross-advancement between chambers

How to follow

  • To get the exact provisions and language, monitor the NY State Senate legislative site for S 5051’s text and amendments.
  • Watch Insurance Committee agendas for hearings and potential amendments.
  • Review related bills (S 9099, S 2799, A 1063) for context and possible converging provisions.

This summary reflects the information available from the provided bill record. For a complete understanding, the bill’s formal text and fiscal notes (if any) should be reviewed once published.

Compiled from official sources — confirm details with the bill’s official record.

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